The high degree of professionalism and commitment linked to the Insurance sector in the Firm, has motivated the main insurance companies and insurance brokers in the country to be assisted by a specialized team in the field. Rosas y Rosas also provides the insured with the necessary legal assistance, taking as a reference the level of trust that he has developed in matters of Insurance Law. The professional services offered by the Firm are confined to its actions as lawyers in litigation, as well as in the analysis and defense of judicial and extrajudicial claims, in response to events related to insurance coverage, which require a advice and specialized technical management.

Qualified services are rendered to local and international ship owners wishing to use the Panama Ship’s Registry, as well as to banks and other lending institutions worldwide that offer to finance the purchase of vessels. An integral legal assistance is offered to clients, from the provisional registration of the vessel, including pleasure yachts either in Panama or through Panamanian Consulates abroad, to the final step of the permanent navigation license. ROSAS Y ROSAS has developed significant expertise concerning the financial aspects of the purchase and/or sale of vessels and on the refinancing and drafting of mortgage security documents involving Panama flag ships and the shares of Panama companies.

Real Estate and Residential Investment has been one of the fastest growing sectors of the Panamanian Economy over the last decade due to a global marketing campaign which promotes Panama as an ideal destiny for tourist, investors and retired persons around the world. At ROSAS Y ROSAS, we understand the needs of investors in this area and we are committed to render an integral one-sole-stop legal service for persons wishing to visiting, relocating and/or investing in Panama. Some of the attorneys are, even certified license real estate brokers that enables the firm to better understand and attends the real needs of the clients. Our lawyers specialized in all matters related to real estate investment, which includes: property title searches; due diligence search and reports on real estate properties; land surveys; Public Registry Office registration; encumbrances; real estate taxes; negotiation and drafting of promise to purchase and sale agreements, including final purchase contracts; registration and follow up of real estate mortgages and title deeds; assistance and selection of local banks in the procurement of mortgages; promissory real estate rights, and all related services which are naturally or incidentally originated from real estate transactions. The law firm assists clients in matters associated with the horizontal property (condominiums regime), formation of owners associations, property segregation, master sales contracts and tax planning. We also provide our clients the service of escrow agents, or refer to another company o bank to serve as escrow agents while the title transfer deed is being executed. Likewise, a selected group of experienced attorneys represent developers and promoters of residential, commercial and tourist projects, since the client acquires the property; the master plan approval; obtainment of municipal permits, through all the process of finally delivery of the project to the buyers from the Promoter.

Since Panama has modernized its legislation regarding these topics, a complete legal advice and representation services are provided to clients in this field, from administrative aspects to a judicial scenario. Representation is devoted to national and foreign merchants or manufacturers in handling the registration, renewal and protection of their patents and trademarks. Due to the substantial growth of false reproductions from master pieces and expressions of art in all its forms, the registration of intellectual property rights and their protection from violators are within the most important tasks to be accomplished by specialized attorneys in this firm. These services include intellectual property litigation assisting clients at the trial and appellate levels.

Advice and legal representation is assured to local and foreign clients concerning all family law and family related matters. We counsel in domestic matters such as: pre-nuptial agreements; marriage property rights; legal separation; divorce proceedings and property settlement; adoption procedures; guardianship and minor disputes. Legal assistance is rendered to our clients focused on the context of estate and family planning, as well as representation and follow up of family procedures filed before the Family Courts and Juvenile Courts concerning parent/ children disputes.

With the enactment and regulation of the Law No. 25 of 1995, the Private Interest Foundations became a flexible and efficient instrument for estate planning and asset protection. ROSAS Y ROSAS offers legal counselling and substantial expertise gained over the years focused on straight-forward solutions to domestic and international clients, rendering professional services in a highly personalized manner such as: the creation of trusts and foundations; the trust deed and/or agreement; trustee and foundation council services; drafting of wills; estate planning; escrow arrangements and any other type of fiduciary arrangements required by the clients. A complete review on – a case-by-case- basis of any entrusted situation is rendered to our clients, headed by a well experienced partner of our firm who works closely with our tax experts, orienting the client thorough understanding of these instruments. Attorneys and qualified personnel of the firm serve as nominee members of the Foundation Council Counsel Foundation, and trustee services.